Withdrawal Fees from the Distributor: How to Never Pay Them Again?
Tired of paying fees when you withdraw money from an ATM?
You are quite right. It's still amazing to have to pay to withdraw your own money!
And yet, cash withdrawals from an ATM of another bank than its own are billed by a very large majority of banks.
This is true both in France and in another country in the euro zone,
Note that it costs around € 1 for withdrawal, the first of the month being free.
To stop paying these withdrawal fees, it is important to know the number of free withdrawals your bank allows each month.
Here is the summary table to find you there:
| Bank | Withdrawal from another bank (in the euro zone) | Cost for 10 withdrawals in the month |
| AXA Bank | € 1.00 (from the 11th withdrawal in the month) | 0,00€ |
| Banque Populaire Rives de Paris | € 0.90 (from the 5th withdrawal in the month) | 5,40€ |
| Banque Populaire Val de France | € 0.80 (from the 4th withdrawal in the month) | 5,60€ |
| Barclays | Free | 0,00€ |
| BNP Paribas | € 1.00 (from the 4th withdrawal in the month) | 7,00€ |
| Boursorama Bank | Free | 0,00€ |
| € 0.90 (from the 4th withdrawal in the month) | 6,30€ | |
| CIC | € 1.00 (from the 5th withdrawal in the month) | 6,00€ |
| Cortal Consors | Free | 0,00€ |
| Credit Agricole Brie Picardie | € 1.00 (from the 4th withdrawal in the month) | 7,00€ |
| Credit Agricole Ile-de-France | € 1.00 (from the 4th withdrawal in the month) | 7,00€ |
| Cooperative Credit | € 1.00 (from the 8th withdrawal in the month) | 3,00€ |
| Credit North | € 1.00 (from the 4th withdrawal in the month) | 7,00€ |
| Credit Mutuel Île-de-France | € 1.00 (from the 5th withdrawal in the month) | 6,00€ |
| e.LCL | € 1.00 (from the 4th withdrawal in the month) | 7,00€ |
| Fortuneo | Free | 0,00€ |
| Hello Bank | Free | 0,00€ |
| HSBC | Free | 0,00€ |
| ING Direct | Free | 0,00€ |
| The postal bank | € 0.65 (from the 6th withdrawal in the month) | 3,25€ |
| LCL | € 1.00 (from the 4th withdrawal in the month) | 7,00€ |
| Monabanq | Free | 0,00€ |
| NET Agency | € 1.00 (from the 4th withdrawal in the month) | 7,00€ |
| Societe Generale | € 1.00 (from the 4th withdrawal in the month) | 7,00€ |
| So on | Free | 0,00€ |
How to do
1. Look in the list how much your bank charges you for a withdrawal in another brand.
2. Note the number of withdrawals to which you are entitled. Then, each time you make a withdrawal at another bank, remember to write it down on a piece of paper or on your cell phone.
3 tips to avoid withdrawal fees
1. As often as possible, prefer withdrawals from your bank's ATMs. There will then be no charge.
2. Increase the amount of your withdrawals to decrease the number of withdrawals you make each month.
3. Many online banks do not charge any fees for cash withdrawals. If your bank isn't, maybe it's time for a change, right ?!
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Also to discover:
The 5 Cheapest Banks Where You Should Already Have an Account.
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