The 11 Things You Should Never Spend Your Money on.
Sodas at the head of the gondola, candy at the cash desk ...
Stores focus on the placement of their products to influence our purchases.
But they are not the only ones to incite us to unnecessary consumption.
Here are the 11 things you shouldn't be spending your money on:
1. Copies of works of art
Copies of works of art are an unnecessary expense.
Here are 4 good reasons not to buy one:
1. Even copies are expensive, if not very expensive.
2. You will always look at your painting as WRONG. So you will never be really happy.
3. Your painting will never gain value, because it has none.
4. You will therefore never be able to resell your work (except perhaps at a flea market).
So, even if it means buying an inexpensive decoration, choose instead the work of a little local craftsman who will know how to make you a unique painting or sculpture.
2. 3-D films
If some 3D movies are worth it, beware! Many are a way to earn more and more money.
The studios go so far as to re-edit films originally shot in 2-D. By adding only a few 3-D effects, they offer themselves a chance to sell the film a second time.
Exorbitantly priced seats sometimes don't have much new to show us.
So a 3D movie yes, but not just any. Inquire!
3. Clothes that are too "trendy"
Being trendy is good, but be careful not to be TOO trendy.
Fashion is short-lived, so don't spend a fortune on the new parachute-style pants with gold stitching and studded cuffs. It may be fashionable today, but it won't be in a month.
Instead, focus on basics and favor accessories. So when fashion changes, you can change your style without changing your entire wardrobe!
4. Consumer loans
Banks and stores love to offer to pay for your items on credit. Friendly, right?
Well no ! Know that banks make a lot of money with these consumer loans.
Why ? Because loans are often at variable rates. And who says variable actually says increase! Yes, don't dream, they always end up increasing someday.
So a home, car or student loan, yes. A credit to change the washing machine in the event of a severe blow, possibly. But consumer credits galore for TV, telephone and new fashionable shoes, that's no!
5. Insurance extensions
When you buy a little thing, you are always offered insurance. Don't necessarily take it!
The French are known to be over-insured ...
Yes, our home and car insurance often covers a lot of damage. But our bank card too!
All also include civil liability. So find out before taking an extension, without knowing it you may already have insured.
6. Smartphones
Yes, phones are useful, beautiful, practical ... But fashion is changing here too!
So, avoid spending $ 500 or $ 800 on a phone. In 6 months its value will be divided by at least 2!
Try to find a cell phone suited to your plan, think about second-hand purchases and if not, wait a bit for the price to drop.
7. Fast food
We are all running out of time and fast food restaurants are the easy solution, I grant you. But not every day!
Bad for your health, fast food restaurants are a real ruin-budget.
So if you need to eat quickly on a daily basis, consider preparing a small lunch box, and save the fast food for the occasions.
8. Unnecessary gifts
Giving a gift is never obligatory, even at Christmas!
So if you find THE perfect gift, don't hesitate. But if you run out of ideas, DON'T buy!
Don't bother giving gifts unnecessarily, instead think about other ways to make people happy. A little homemade thing, a cake or a bottle is very good.
And if not, you can always make a pact with your friends to exempt everyone from freebies:
Free Gift - Treat yourself to Gift Exemption Certificates with friends.
9. Bundles and other bundled offers
If some offers are interesting, beware!
On paper, we sell you dreams. Big gifts, good restaurants, beautiful hotels with pretty photos. In reality, we are often far from the promise to sell!
In addition, the reductions announced are often well inflated.
So then again inquire before taking a coupon.
10. Food supplements
Weight loss capsules and other quick fixes are just pitfalls.
They are all completely different and all say they are THE solution. So obviously, we tell ourselves that many are lying!
Here are two good reasons to avoid them:
1. They make you spend a lot of money.
2. Side effects on health can be significant.
It is a billion dollar industry. Remember that a well-sculpted body never comes from a magic pill. Sport, sport and sport, here is THE solution!
11. Gambling
Scratch tickets, lottery tickets and more. The sums to be won are enormous, it's obvious, but do you have any chance of winning?
A chance yes, but minimal, close to zero!
So, a little ticket from time to time for fun, for Christmas or to scratch with friends why not. But don't plan to get rich.
One thing is certain, the chances of losing money are much greater than the chances of winning!
One last little advice. Before you buy, ask yourself two questions to see if it is worth spending your money:
Will this purchase help me? If so, for how long?
Do you like this trick ? Share it with your friends on Facebook.
Also to discover:
How to Save Money? 3 Tips for an Immediate Result.
How to Spend a Weekend WITHOUT Spending 1 Euro.
