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With back to school and taxes, fall is a complicated season for our finances ...

So now is the perfect time to start saving every month.

That way, at the end of the year, you won't have any unpleasant surprises!

To help you save at least € 1,000 per year, we have selected 25 simple tips for you.

These tips will help you save money and better manage your budget. Look :

1. Cancel your TV subscriptions

Get rid of TV subscriptions like Numéricable, Canal + or paid packages.

At 30 € / month for a basic plan, expenses can go up to 80 € monthly for very complete plans!

If you really want to keep a subscription to watch your series, use Netflix which costs only € 7.99 per month.

Savings: between 360 and 960 € per year.

2. Renegotiate your insurance contracts

Have you noticed that we have insurance for everything?

The laptop, the dog, the car, our home, etc. We really have too much insurance!

Is it worth having super expensive insurance for a car that is no longer worth anything?

Take a look at your contracts and see if you can change your deductible or not.

By modifying some of your contracts and adapting them to your real needs, you can save a lot of money over the year.

Do not hesitate to ask your insurer for a reduction, especially if you have several contracts with him.

And it works for all your insurance contracts.

Savings: around € 100 per year

3. Change your mobile plan

Most people pay way too much for their phone plan ...

Take a tour of the operators and compare the packages.

Play the competition and do not hesitate to change operator.

For example, at the moment we can find a package at 5 € per month for unlimited calls and SMS with 20 GB of Internet!

Few people really need more than that ...

Savings: at least 20 € per month (240 € / year)

4. Eat less in restaurants

How many times do you eat out in a restaurant per month?

Do you know how much you are spending on it?

Do the math today!

You will be surprised at the colossal amount that we spend in a year ...

Eating a little less in restaurants doesn't kill anyone, and at the same time it quickly replenishes the wallet.

Here you will find lots of delicious inexpensive recipes to make at home.

Savings: at least € 100 per month (€ 1,200 / year)

5. Go out for free

For recreation, many of us are able to spend a fair amount of money each month.

Have you ever kept track of what you spend on leisure?

If you're trying to save money or reduce debt, recreation is a budget you can really save.

It is perfectly possible to have fun or go out without spending a euro. You do not believe me ? Then discover 35 free activities to do during the weekend here.

Savings: at least € 60 per month (€ 720 / year)

6. Stop smoking

A person who smokes about ten cigarettes a day spends around € 100 per month.

That's a lot of money for a very unhealthy habit.

To estimate your expenses on this subject, take this test here.

Save your wallet and your health!

Imagine the great trip you will make in 2 years with this money.

If you are looking for an effective tip to quit smoking, click here.

Savings: € 100 per month (€ 1,200 / year)

7. Cancel your gym membership

A gym membership costs on average 35 € / month, I mean on average.

Often, we pay for membership in a club and then buy 6 months or 1 year access because it is cheaper.

Be honest, how many times have you been to the club?

It's a shame because you don't need a gym to exercise!

You can very well make it at home for free or even at work.

If you don't like doing sit-ups, here are 6 easy exercises for beginners.

And to exercise in the office neither seen nor known, here is how to do it.

Savings: 35 to 150 € per month (420 to 1,800 € / year)

8. Don't buy bottled water anymore

We spend an average of 150 € per year for the purchase of packs of bottles of water!

This is an aberration because tap water in France is of very good quality and even better for health than bottled water ...

So why not start drinking tap water now to save money?

If you really don't like the taste, you can also invest in a filter jug ​​like this one.

Not only will you save a ton of money, but it will also save you from having to bring home water packs that weigh a ton.

Savings: 150 € per year

9. Plan your meals in advance

Since planning my meals in advance, my life has changed!

It makes my life easier and my whole family eats healthier, wastes less while saving money.

In France, a household wastes around 29 kg of food per year, or more than 100 €. Incredible, right?

Plan your meals by setting your menus in advance and shop accordingly.

Find out how to do it here. You will reduce waste, and especially the risk of ordering a pizza on Sunday evening because the fridge is empty.

Also remember not to throw away the leftovers, but to cook them again. Find out how here.

Savings: around € 120 per month (€ 1,440 / year)

10. Choose an economical car

Choose a car that really meets your needs.

Do you really need a big SUV if you're on your own and only drive a few miles around town?

Not only do you reduce your carbon footprint, but in addition you save a lot of money.

Not to mention the expenses a car incurs such as fuel, insurance and maintenance.

Also avoid buying a new car because it has a 30% discount as soon as you put the key in it! Prefer the occasion.

I think we should all try to buy a car that really meets our needs.

To keep it bearable in the budget, a car should not exceed more than 10% of our monthly income.

To discover : 4 Effective Tips For Buying A Cheaper Car.

11. Renegotiate your loans

When you have long-term loans, it is useful to check in with your bank regularly.

Indeed, it is quite possible to renegotiate your loans or even change banks to earn money.

Negotiation can allow you to lower your monthly payments, reduce the interest rate or the repayment period.

Not insignificant, right?

12. Bring your lunch to work

If you don't have a canteen in your business, prepare your lunch box for midday.

This helps to avoid unnecessary expenses in food trucks or burgers.

Preparing your meal in advance costs around € 2.5.

How much do you spend at the local restaurant? At least double!

So there is no picture! To save money, avoid the trap of the p'tit restaurant at noon.

Find out here how to start preparing your breakfasts instead of eating out.

Savings: € 50 per month (€ 500 / year)

13. Freeze the rest of the meals

When cooking, always cook a little more than what you are going to eat.

Then freeze your dish and you can take it out on a day when you have no inspiration for cooking.

It also avoids ordering an expensive pizza on Sunday night and it's easy to do.

You just need to reheat the dish in the microwave.

To discover : 27 Things You Can Freeze To Save Money And Time!

14. Always pay cash

If you have payment cards with a deferred settlement option, do not activate this devilish option!

You will no longer realize your expenses at all ...

Instead, choose to pay cash to see exactly what your monthly expenses are.

It's much easier to control and track spending throughout the month.

15. Stop the Coke and drink some water

Stop buying soda or other such drinks.

Why ? Because not only is it bad for your health but in addition it is a hell of a budget over the year!

Especially if the whole family in wood ...

Prefer tap water which quenches your thirst much better, not to mention the fact that it is much better for your health.

16. Always wait 2 days before making a purchase

Give yourself at least 2 days of reflection before making a purchase and drawing the credit card.

Why do we have to wait? The answer is simple!

By waiting just 48 hours to checkout, you have a 90% chance of realizing that you don't really need this stuff.

And this rule is valid for large important purchases as well as small impulse purchases. Check out the trick here.

Also try to avoid window shopping after a hard day's work because it's impulse and unnecessary buying guaranteed!

17. Choose a free bank

Tired of paying bank charges for each transaction?

So now is the time to change!

Today, you have a large choice of banks where all transactions are free, including the credit card.

To choose a bank that is cheaper than yours, read our article on the subject.

18. Prefer private labels

When shopping at the supermarket, always check to see if the same product is under the private label.

Why ? Because you avoid paying the advertising of the product and often it is the same manufacturers behind ...

As a result, you save a lot of money without lowering the quality of what you eat.

Test and you will see. Check out the trick here.

19. Save on ATM withdrawal fees

According to banks, ATM withdrawal fees are not the same.

To help you see more clearly, we have made a summary table. Check out the trick here.

20. Reduce the temperature in machine washes.

For small laundry that is not really dirty, there is no need to run the machine for 1h30 at 60 ° C!

You can easily lower the temperature to 30 ° C and shorten the washing time.

Since the washing machine is a device that consumes a lot of electricity, you will easily save on your bill.

And don't worry, your laundry will be washed just as well as usual. Check out the trick here.

21. Make your vegetable garden

Not only is it healthy to eat your own fruits and veggies, your wallet will thank you.

With only 3 feet of tomatoes or zucchini you will already have a good yield.

You can even freeze any extra vegetables you have.

Do you live in a building? That's not an excuse ! Here are the 20 easiest vegetables to grow in pots.

22. Buy your gasoline cheaper

The prices of gas stations are sometimes very different from one place to another, including within the same city.

Pay attention to your gas gauge, and fill it up when you pass a cheap station.

And it doesn't have to be in supermarkets!

To find the cheapest stations, read our tip here.

23. Borrow your books from the library

Rather than buying your books, borrow them from your neighborhood library.

Or check out the book exchange boxes that are popping up in towns and villages on a regular basis.

Another alternative, the digital book to download. You can download thousands of them for free here.

24. Rent rather than buy

No need to buy an item that you will only use once ...

For this, there are rental sites like Allovoisins.

For example, I rented a wallpaper stripper there for € 18 a day when it costs around sixty euros new.

Easy, fast and economical, isn't it?

Not to mention the fact that you can make money by renting out your own as well. Check out the trick here.

25. Always make a shopping list

Don't go shopping without making a list before you go!

Why ? You will thus avoid impulse purchases that increase the bill at the checkout.

If possible, try to go shopping without the children who are always asking for extra stuff to buy.

With a list, you buy only what you really need. Check out our printable list here.

Your turn...

Have you tried these tips to save money? Tell us in the comments if it worked for you. We can't wait to hear from you!

Do you like this trick ? Share it with your friends on Facebook.

Also to discover:

9 Awesome Tips To Save Water At Home.

44 Ideas To Help You Save Money Easily.