2uandtrilogy.com

Are you looking for simple and easy ideas to reduce your budget?

Do not look any further !

I have prepared a list of 97 easy ideas to save money !

With my little tips and tricks, you'll be able to save on almost ALL of your expenses.

Shopping, electricity, heating, cleaning, decoration, babies & children, beauty & hygiene, health, car & transport, gifts, vacations, shopping, entertainment, budget management ... and the list goes on!

Races

1. Avoid having small coffees at the local bistro or coffee machine: these "little" expenses add up quickly and can save you $ 15 to $ 100 in savings each month.

2. And instead of buying your coffee, brew it at home and bring a thermos to the office.

3. Prepare your meals at home instead of going to a restaurant: savings of 150 to 500 € per month. Click here for delicious, easy and inexpensive recipes.

4. Buy the most of your products in bulk.

5. Pack and bring your own lunch to the office: savings of € 40 to € 200 per month.

6. Use this handy calendar to buy fruits and vegetables in season.

7. And after, freeze your fruit to make delicious smoothies or good homemade pies.

8. Another tip: you can also dehydrate seasonal fruits to keep them easily.

9. Make vegetarian meatless recipes at least once a week = € 50 savings per month. Vegetables are cheaper than meat.

10. Also replace meat with foods high in protein, such as beans.

11. Budget for groceries by following this easy method.

12. Use this easy recipe to make homemade bread without a bread maker: savings of € 20 per month.

13. ... and don't throw away your stale bread anymore thanks to these 6 tips.

14. From time to time, replace the evening meal with… breakfast! You will see, children adore that idea.

15. Create your own vegetable garden = 100 to 200 € savings per month. Here are 23 market gardening tips to make your first vegetable garden a success.

16. Plan your meals.

17. Make a shopping list. And respect it!This is essential to resist impulse purchases at your favorite stores.

18. No need to buy organic for all fruits and vegetables. Some vegetables are particularly contaminated by pesticides. Check out the list here. Better to buy these vegetables organically.

19. Freeze your leftover meals to avoid mess.

20. Learn how to make your own preserves with glass jars to keep your food for several months.

21. Have you spotted a good deal on a product that has a long shelf life? So, take the opportunity to stock up!

22. Buy your farm meat in bulk (quarter of beef or other large piece).

23. Buy your fruits and vegetables from local producers.

24. Try to make creative dishes using only the ingredients you already have at home. I spent just € 170 in just 1 month feeding our family of 4, mostly using food we already had in the freezer and pantry.

25. Avoid pre-prepared, cooked and processed dishes or foods as much as possible.

26. Prefer unprocessed staple foods and prepare them yourself.

27. Do not throw away food that is about to expire. Many foods can be eaten even when they have expired.

28. Embrace home cooking: Make the most of your dishes yourself, including the sauces.

29. Make your own chicken broth.

30. Make your own spice blends. And if you're missing a spice, use this guide to find out what to replace it with.

31. Make your own almond, cashew, hemp, rice or coconut milk.

32. Make your own yogurt. Here is the easy recipe.

33. Buy whole chicken instead of cut up: it's up to 5 times cheaper.

34. Some brands guarantee the lowest prices: take advantage of it!

35. Buy organic cheap by following these 7 tips.

36. At the supermarket, choose products at the bottom of the shelves, because they are often the products with the best quality / price ratio.

37. Prefer private label products, as they are often much cheaper and of similar quality.

Electricity, heating and telephone

38. Cancel your landline: € 20 savings per month.

39. Lower the heat by 3 ° C: 10 to 20 € savings per month. And remember to heat the house to the right temperatures.

40. Switch to a cheaper mobile plan: savings of € 10 to € 25 per month. Here are the 10 cheapest plans.

41. Cancel your satellite TV subscription: $ 30 to $ 100 in savings per month and stream movies for free.

42. Reduce your water consumption with these tips: 5 to 10 € savings per month.

43. Do you pay the garbage tax based on weight? Here are 16 simple things you can do to reduce your plastic waste right now.

44. Use an indoor clotheshorse instead of the dryer to dry your clothes: savings of € 10 per month. And check out these 5 easy tips to dry your clothes in just a few hours.

45. Eliminate drafts under the doors by caulking them with a door sill or door bead.

46. Unplug any electrical appliances you are not using. Discover 7 simple tips to save electricity.

Household & decoration

47. Replace paper napkins with cloth napkins: savings of € 4 per month. For example, these beautiful cloth napkins pay for themselves in just about 3 months.

48. Alternatively, you can also try making your own napkins from pieces of fabric.

49. Replace toilet paper with washable wipes: savings of € 5 to € 10 per month.

50. Regularly maintain your home yourself: savings of € 60 to € 200 per month.

51. Look for better home insurance: savings of € 10 to € 50 per month.

This tip only takes a few minutes ... but it can save you money hundreds of euros per year. When my insurance expires, I seek an independent insurance broker for a quote… Believe my experience: it doesn't take more than 10 minutes, but it can really help you save big and achieve your business goals. 'saving !

52. Move to a cheaper house, savings of € 200-2,000 per month. Check out these 6 little tips that make moving easier.

Yes, moving to another house is never easy. But do the math and you'll see that a move can be really worth it! When my husband and I moved to another house, we cut our monthly payments by 70%! And by choosing an area with a lower cost of living, we were able to save even more money.

53. Move to a smaller house. To save money, we lived in a small house for several years… and we loved it. Click here to discover 12 reasons why you'll be happier in a smaller home.

54. Instead of hiring someone, do your own gardening: $ 150 in savings per month. Here are 23 ingenious tips to make gardening easier.

55. Put your food in reusable containers instead of using plastic bags. To save money, we use these hermetic reusable gourds to store the food of our 2 children, including a baby. It's a small initial investment, but it pays off quickly in just a few weeks.

56. Make your own laundry powder by following this easy recipe.

57. Subscribe to the lists to receive free samples. Find out how to do it here.

58. Make your own care and cleaning products. Click here to discover 10 natural recipes for healthy and inexpensive household products.

Babies & children

59. Use cloth diapers instead of disposable diapers: 50 to 100 € savings per month.

Over the years, we have literally saved thousands of dollars by using washable diapers on our little ends. Find out all the benefits of cloth diapers here, and how they can help you save big on baby expenses.

60. Instead of using disposable wipes, make your own cloth wipes: savings of € 10 per month. The easy tutorial is here.

61. Only take mixed and unisex items when shopping for baby clothes or accessories.

62. Buy only the bare essentials for your new baby. To buy just the essentials, I recommend this minimalist baby essentials birth list!

Beauty & intimate hygiene

63. Let your hair return to its natural color: $ 50 savings per month.

To regain my natural color, I simply let my hair grow back. It saved me the trouble of doing colors, cuts and styling at the barbershop ... and it saved me an extra $ 50 per month.

64. Use washable towels or a menstrual cup instead of buying disposable sanitary napkins: savings of € 10 per month.

I know, Ladies ... offering sustainable solutions for personal hygiene is always complicated! But believe my experience ... I have been using washable towels for over a year, and I wouldn't go back to disposable towels for the world. The fabric is so much more comfortable! You can save even more money by making your own intimate towels. As for the menstrual cup, I haven't tried it yet, but a lot of my friends are talking about it with enthusiasm. Let's keep an open mind :-)

65. Get manicures and pedicures only for special occasions: 30 € savings per month.

Health

66. For your health care, use only the partners of your complementary health network: 30 to 120 € savings per month.

67. Cancel this subscription to the gym that you don't really use: 30 to 60 € savings per month. Click here for some easy, material-free exercises you can do at home.

68. Say no to smoking once and for all: 50 to 200 € savings per month, and that's not counting all the health care due to smoking! Discover the 10 best tips to quit smoking.

Car & transport

69. Instead of driving, use public transport, cycle or walk: € 30 to € 400 in savings per month.

70. Carpool, savings of € 200 per month.

We live in the countryside. And luckily, we are fortunate to have a carpooling area very close to our house, which has helped us save huge amounts of money on my husband’s travel costs. Here is the map that lists all the carpooling areas in France.

71. Do you have several cars? Commit to becoming a family with one car: savings of € 400 per month.

72. Before shopping, plan your trip to make as few trips as possible: savings of € 10 to € 50 per month.

73. Check your tire pressure: savings of € 30 per month.

74. Obey the speed limit: € 20 savings per month.

75. Get your car serviced regularly: savings of € 60 to € 200 per month.

76. Find cheaper car insurance: savings of € 10 to € 50 per month.

To discover : 17 Effective Tips For Using Less Gasoline.

Gifts & Holidays

77. Buy your wrapping paper in one-price stores of the type It's two euros. And speaking of wrapping paper, here's a great tip to make gift wrapping a snap.

78. Organize potlucks with friends, where everyone brings food to share.

79. Do not be afraid to prepare simple meals when you greet your friends: they have come to spend time with you, not to make a gourmet restaurant!

80. Recycle things you already have at home to make holiday decorations. Check out these 26 ideas for recycling old decorative items for the home.

81. Before you go on vacation, take some snacks with you for breakfast or afternoon tea. Discover 15 delicious high-protein snacks that are easy to take away.

Shopping

82. Instead of buying your books, borrow them from the media library: savings of € 10 per month.

Our little family loves going to the media library! Magazines, newspapers, music albums, DVD movies, activities for children ... Take a look at your media library and you will find that it has more than just books.

To discover : The 10 Benefits of Reading: Why You Should Read Every Day.

83. Buy your clothes in second-hand stores, thrift stores or second-hand stores: savings of € 100 per month.

84. Also remember to check online sales sites like leboncoin.fr.

Here you will find clothing for women, children and babies, as well as baby accessories. You can also bring in a little extra cash by using these sites to resell clothes you no longer wear.

85. Say no to impulse buying and compulsive shopping: savings of € 50 to € 300 per month. To avoid buying unnecessary things, the trick is to wait 2 days before making a purchase.

86. Resist the urge to buy stuff just because it's on sale or on sale!

Entertainment

87. Don't buy Loto tickets: savings of € 5 to € 20 per month. It is not for nothing that gambling is often called the tax of the poor.

88. Consult your works council to take advantage of preferential rate offers on theme parks, shows and concerts, as well as special offers for leisure activities such as gyms. And here32 free things to do instead of spending your money.

Budget management

89. To avoid accumulating interest, choose automatic debit if you have a credit card from major brands (Darty, Galeries Lafayette, etc.): savings of € 30 per month.

90. Instead of using a bank card to shop, ALWAYS pay in cash. Find out why here.

91. Learn how to budget like a pro. Check Out the 5 Easy Steps Here.

92. Pay off your debts as quickly as possible.

93. ... and try to get a tax refund to help you. With article L.247 of the Book of Tax Procedure (LPF), you can also benefit from tax rebates free of charge.

To discover : Pay Less Income Tax: The 6 Tips You Should Know.

94. Learn to be grateful for everything you already have. Being grateful on a daily basis has many health benefits.Here are the 12 you should know.

95. Learn how to better manage your money with a simple and effective method: the famous 50/30/20 rule.

96. Make your personal budget using the envelope method.

97. Look for a challenge to take on to save money: for example, the No-Spend Month Challenge or the $ 5 Bill Challenge.

Results

There you go, now you know all my little tips and tricks for saving money on a daily basis :-)

By using most of these simple methods, we were able to get out of debt in just 25 months - despite our very tight budget.

Not too bad, is not it?

And once the savings machine started, we were super motivated to save even more money!

I hope that all of your efforts to save money pay off too, and that you succeed in reaching all of your financial goals!

Why does it work?

It will be almost 5 years since I prepared this looong list of easy ways to save money.

At the time, my husband and I had only one goal in mind: to get rid of all our debts as quickly as possible.

The problem is, we live on one income - and low income on top of that.

At first I didn't think it was possible for us to cut our budget any further.

But taking a closer look at our spending, I found plenty of other easy tips to save even more money - despite our tight budget.

Over time, my husband and I put these 97 money-saving tips into practice.

And that's how today we managed to cut our budget in a remarkable way ... well beyond our expectations!

Where to start ?

On my list, you will surely find some money-saving techniques that you already know, and others that are totally new to you.

It doesn't matter - here the most important is to act. And for it to work, you just have to put into practice the tips I have listed below!

The mistake is to try to do all these ideas the same time.

To save money each month, try experimenting only two or three ideas at a time.

Believe my experience ... each month your savings will flow more easily, and faster and faster!

As you can see, I've included plenty of links to tutorials and articles to save even more money.

Your turn...

I've tried putting all the tips I know on this list, but I'm sure you know more ... So, don't forget to tell me in the comments all your top tips for saving money. money ! I look forward to hearing from you !

Do you like this trick ? Share it with your friends on Facebook.

Also to discover:

Take the Challenge For 2019: 52 Weeks in Savings.

44 Ideas To Help You Save Money The Easy Way.